Broker Check

Blog

Monday, September 9, 2019

What is a person’s “burn rate” and why is it important? Let’s assume, hypothetically, your gross income (before taxes) is $10,000/month. After taxes and expenses, you are left with $2,000 of savings. Your burn...

 

Monday, April 15, 2019

Financial literacy is the ability to understand how money works: how someone makes, manages, invests, and spends money. Unfortunately many Americans are lacking basic knowledge in this area. Recent surveys showed the following: Only 46...

 

Tuesday, February 12, 2019

One of the most important conversations I have with my clients and friends, is around the topic of Roths for their young adult children. There’s not a parent amongst us who doesn’t want their child to get off on the right...

 

Tuesday, January 29, 2019

His sister got his money. Not his goal… A charity that I am especially close to was notified a few months ago of a charitable bequest in a lovely man’s will. The money was to be disbursed right about now. Unfortunately,...

 

Monday, July 9, 2018

For some advisers and people, mention the word "annuity" and they might turn and walk away, maybe even run away. For others, they feel differently. It has met a specific need for either them or their families or clients. I have rarely...

 

Show All

Wednesday, June 27, 2018

Computers, the internet, and smartphones have become critical tools for all of us.A Pew Research foundation study showed that 25% of all U.S. adults are constantly online and 77% are online daily. The internet has become a basic tool...

 

Monday, June 4, 2018

I am often surprised at the number of high income earners I meet who are not availing themselves of the "Back Door Roth". Under certain circumstances, it can be a highly effective strategy for those who are "income phased out" of...

 

Tuesday, May 22, 2018

Super Wines - check Fabulous Food- check Fun Friends - check Amazing Cause - triple check Camp Korey's fall Grow Event is an amazing fundraising event. Businesses, people and corporations all over the Northwest come out in spades to...

 

Tuesday, May 22, 2018

Most folks insure for a premature death and that's certainly important. Equally as important, and often overlooked, is to insure and protect yourself and your family should you become disabled. I recently read some pretty staggering...

 

Friday, May 11, 2018

Clipped from: https://money.usnews.com/money/blogs/on-retirement/articles/2018-05-10/10-truths-about-retirement Your retirement will be very different from what your parents experienced. Many people travel in the early part of...

 

Tuesday, May 1, 2018

Divorce is likely one of the most painful life transitions people will face. It often involves feelings of anger, guilt, fear, anxiety and grief. As a Certified Divorce Financial Analyst, I am trained to help consult and advice on the...

 

Monday, March 12, 2018

Protecting Our Seniors Just Got Easier I have always been concerned about protecting our retired clients as they age especially when they are single. In the past, my hands have been tied as to the steps I could take if I saw evidence...

 

Tuesday, March 6, 2018

Protect Yourself Against Identity Theft Massive computer hacks and data breaches are now common occurrences — an unfortunate consequence of living in a digital world. Once identity thieves have your information, they can use it...

 

Wednesday, February 14, 2018

Like many of my clients, you may be wondering how the new tax law will affect your charitable giving. Will you still get a tax write off? Well, it depends. The standard individual deduction is now $12,000 per year ($24,000 for a...

 

Wednesday, February 14, 2018

Camp Korey's Mission Statement To honor the courage, strength and determination of children and their families living with life-altering medical conditions by providing them with a transformational experience in a fun, safe camp...

 

Wednesday, January 24, 2018

You are not alone! Here at the firm we are getting more calls for financial planning services than ever before. People are crazy busy, distracted and overwhelmed with normal life and that's before you take into account an uncertain...

 

Thursday, January 18, 2018

In dealing with clients for some number of years on a multitude of issues, I'm not sure I've found a "bigger elephant in the room" than issues surrounding preparations for our death and dying. And when you boil it down, there are two...

 

Wednesday, January 10, 2018

Heart disease is the No. 1 killer of women, causing 1 in 3 deaths each year. That's approximately one woman every minute! Do you know what causes heart disease in women? What about the survival rate? Or whether women of all ethnicities...

 

Thursday, December 21, 2017

How am I impacted by tax reform? The largest tax reform bill in 27 years just passed the Senate and House and is awaiting signature by President Trump. You will be filing your taxes for 2017 exactly as you have in the past, but there...

 

Monday, December 11, 2017

Volunteers from around the country are joining the American Heart Association, in connection withThe Children's Heart Foundation, to celebrate American Heart Month by knitting and crocheting red hats for babies born in February at...

 

Wednesday, November 29, 2017

Tax Tips for Year End 2017 The final days of the year can be an important period for implementing tax savings strategies. Below are some tips that you may find helpful. Defer income or distributions. If you have need for a one time...

 

Tuesday, October 31, 2017

HSAs: Banana Split with Cherry on Top of Savings Vehicles - No Kidding! These savings vehicles are not given near enough attention by employees. In retirement, it can serve as asubstantialsavings account tappedtax freefor health care...